Dr. Smita Kargutkar

• Education: M.B.B.S. – Seth G.S. Medical College and K.E.M. Hospital, Mumbai, India
• Residency: M.D. Internal Medicine, Monmouth Medical Center, Long Branch, NJ
• Fellowship: M.D. Endocrinology, Diabetes & Metabolism, Albert Einstein Medical Center, Philadelphia, PA
• F. A. C. E. ( Fellow of American Association of Clinical Endocrinologist
• Fellowship trained in Integrative, Functional, Anti-aging and Regenerative Medicine from American Academy of Anti-aging and Regenerative Medicine A4M

Board Certifications:

• Internal Medicine
• Endocrinology, Diabetes & Metabolism

Memberships:

• The Endocrine Society
• American Diabetes Association (ADA)
• American Association of Clinical Endocrinologists (AACE)
• American Academy of Anti-aging and Regenerative Medicine (AAARM)
• Life member: American Association of Physicians of Indian Origin (AAPI and MOCAAPI )

MEDICAL CONDITIONS MANAGED

Thyroid and Adrenal Disorders

• Hypothyroidism: Low thyroid levels
• Hashimoto’s thyroiditis
• Hyperthyroidism- High thyroid levels
• Graves’ disease and Toxic nodules
• Thyroid Nodules
• Thyroid Cancer
• Optimization of thyroid function
• Thyroiditis Adrenal Adenoma
• Adrenal Insufficiency
• Adrenal Fatigue

 

Women’s Health

• PCOS
• Hirsutism- Excess hair
• Menstrual irregularities
• Osteoporosis
• Osteopenia
• Premenstrual Syndrome
• Menopause

 

Men’s Health

• Low testosterone levels

Dr. Kargutkar does NOT prescribe testosterone to men unless there is a valid medical reason.

 

Diabetes mellitus & Metabolism

• Diabetes mellitus Type 1
• Diabetes mellitus Type 2
• Diabetes mellitus Type 1.5/LADA
• Insulin Pump titration
• Continuous Glucose monitor
• Steroid-induced high blood sugars
• Obesity
• Nutrition and Metabolism
• Vitamin Deficiencies

 

Pituitary Disorders

• Pituitary Adenoma
• Cushing’s Syndrome
• Acromegaly
• Growth Hormone Disorders
• Prolactinoma
• Hypopituitarism
• Parathyroid Disorders
• Hyperparathyroidism
• Hypoparathyroidism
• Hypercalcemia: High calcium levels
• Hypocalcemia: Low calcium levels

INSURANCES ACCEPTED

 

We are in Network with:

• Aetna
• Meritain Health Aetna
• Medicare Primary and Any commercial insurance as secondary

* Please note:

· We check deductible for every patient at every visit.

· We require to keep a credit card on file.

· If you have a high deductible plan and you have not met the deductible, We will ask you to pay for the full visit upfront.

· If there is an overpayment, we will refund you the difference after the EOB (Explanation of Benefits) is received from Insurance.

· You can use FSA or HSA card to make payment.

· No show fee is $25

 

Out Of Network Insurances

• Aetna Better Health ( Medicaid)
• AmeriHealth
• Amerigroup
• Blue Cross Blue Shield
• Cigna
• Geisinger
• GHI/Emblem health
• Humana
• Horizon Medicare Blue Advantage (HMO)
• Horizon NJ Health
• Magnacare
• Qualcare
• United Oxford
• United Health Care
• United HealthCare Community Plan
• Any Medicaid Plan
• Any Medicare Advantage/Complete plans offered by Blue Cross Blue Shield, United Health Care, Oxford or AARP

· You can still see the doctor as an Out Of Network Physician.

· You will be asked to pay for the visit upfront by Credit/Debit/ FSA/ HSA Card or cash.

· You will receive a superbill at the end of the visit, which you can submit to your insurance company.

· Depending on your “Out Of Network deductible”, insurance company will reimburse you directly.

· You can call the Customer Service number on back of your insurance card to get the details.

· You can use your FSA or HSA (Flexible or Health Spending Account card) for the payment.